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Notes From The Field - Heavy Equipment Manufacturing   The hallways down to the conference were lighter than expected. We were the Westec Conference again today. It is our last day of meetings...

When to Shift Terms from Short to Medium or Long (Part II)   Since last week, we have been getting more questions - on both small business loans & commercial real estate loan rates - from...

The signs are everywhere.  Fall colors, pumpkins out, sales on candy, kids smiling about Halloween.  You know what time it is, right? It’s now the 2022 budget time! Time to prepare it for your boss...

Please Get This Before You “Take Off” Parachutes.  You want to look for them before you launch.  That’s why we ask you to start talking with us before you “take off” on your project. We can rush a...

2020 was not fun for anyone! There wasn't a balance sheet or income statement unaffected. Everyone has scares, and many are still unhealed. For heavy equipment (not furniture, computers, etc.) there...

There are two ways to improve your strength: internal and external Improving Internal Strength: You don't build your castle during a battle.  Yet, we often see companies trying to "look better" in...